Power Wash Claims Reported in October 2017

At Joseph D. Walters, we’ve insured power wash and window cleaning professional for 40 years, so we’ve seen it all. Because we know what can happen, we want to inform washers like you of the kinds of power wash claims … Read More....

Off Season: What Coverages You Should Carry When You Aren’t Working

During the off season of the winter, you have the perfect opportunity to review all aspects of your business. This season provides time to pay attention to some details that you don’t have time for during spring and summer. A … Read More....

Understanding the Impact of a Premium Audit

What is a Premium Audit?

An insurance premium audit is a provision in most business insurance contracts.  The purpose of the audit is to obtain the exact exposures and compare them to what was estimated by you.  The exposures will … Read More....

Do You Need Garage Keeper’s Insurance?

Does your business do fleet or vehicle washing? If so, it might be time to consider garage keeper’s insurance. Garage keeper’s coverage provides protection for damage to customer’s vehicles due to the insured’s legal liability.

What Does Garage Keeper’s Insurance

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July Claims From Joseph D. Walters

At Joseph D. Walters Insurance, we strive to keep the mobile cleaning industry safer. We handle claims every day that you might never think of, until they happen to you. We want to make all professional washers aware of these … Read More....

Knowing the Difference: Employee vs Subcontractor

Do you have employees without knowing it? How could you not know, right? They obviously aren’t working for you without your knowledge.  You know they are there.  You just might not know that they are an employee of yours.

Due … Read More....

Trade Libel: Are You At Risk of a Lawsuit?

Trade Libel, by definition, is any defamatory statement made in regards to the quality of a business’ product(s) or services.

In today’s increasingly digital world, businesses promote their goods and services via a variety of advertising and marketing channels, including … Read More....

The Wonderful World of Certificate

As the season gets under way, we have already been getting a number of requests for Certificates of Liability Insurance.  This is a common issue that our customers face, some a few times a year, and some hundreds of times.  … Read More....

Care Custody and Control…an Extremely Important Coverage To Have

Care custody and control is by far one of the most necessary coverages a power wash and window wash contractor might need, but can sometimes be hard to obtain. Accidents do happen and because of this, it is important to … Read More....

Safety Tips for the Power Wash Industry

It is important to protect yourself and what you are washing on any job, from sidewalks to skyscrapers.  Most pressure washer injuries are 100% avoidable and are often caused due to lack of focus.  Pressure washer safety is crucial to … Read More....