Insurance: What You Need vs. What You Get

As an owner of a power wash or window cleaning business you have your hands full running your business.  You’re required to manage schedules, get new customers, handle payroll, taxes, legal issues and last but not least…find the right business … Read More....

Why Continuous Insurance Coverage is Important

Do you know why continuous insurance coverage is important? Even during your “off season” and periods of inactivity, canceling your policy could cost you more than you think. Don’t wind up paying out of pocket or paying more than you … Read More....

Overspray: A Power Washing Nightmare

You name it and I am pretty sure we have seen it.  Unfortunately, overspray happens, and it happens a lot; even when you take the best precautions and think you have crossed every “t” and dotted every “i” in containment.  … Read More....

Understanding Additional Insured Endorsements

When a client requests to be named as an Additional Insured on your insurance policy, do you understand what they are asking for?  Does the endorsement do what you think it does? This article will help explain the Additional Insured … Read More....

Insurance Claims Reported in August 2017

For several months, we have been publishing the types of insurance claims that we handle each month at Joseph D. Walters, to help bring awareness to the dangers contractors in the mobile cleaning profession face. We hope by knowing the … Read More....

Pollution Exclusion Commercial Auto Policies

The auto liability section of the standard commercial auto policy contains broad pollution exclusion. The pollution exclusion applies to bodily injury or property damage that arises out of the discharge, release or escape of pollutants. It consists of the following:… Read More....

Understanding Product and Completed Operations Coverage

Products and Completed Operations coverage gives a contractor coverage for bodily injury or property damage that is a direct result from their product or their completed work.

Contractors providing power washing, roof or window cleaning services should understand Completed Operations … Read More....

Understanding the Impact of a Premium Audit

What is a Premium Audit?

An insurance premium audit is a provision in most business insurance contracts.  The purpose of the audit is to obtain the exact exposures and compare them to what was estimated by you.  The exposures will … Read More....

Don’t Forget Your Umbrella Insurance!

Why do you need an umbrella?  Because when it rains, it pours!  Just as the rain gear your mother told you to carry protects you from foul weather, an umbrella liability policy adds protection when claims hit hard.

 

So

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Care Custody and Control…an Extremely Important Coverage To Have

Care custody and control is by far one of the most necessary coverages a power wash and window wash contractor might need, but can sometimes be hard to obtain. Accidents do happen and because of this, it is important to … Read More....