Commercial Auto: What’s Driving Losses?

Increasing auto rates are an industry-wide challenge, but do you know what’s driving losses in your commercial auto policy? Learn the 6 main factors that affect commercial auto rates and how to limit them in your business.

6 Main Factors

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What Do You Wash? Power Washing Possibilities

Just look around you! In the power wash world there is so much you can be washing. Just the satisfaction of the before and after is worth it all. When I ask a new power washer what they will be … Read More....

Insurance: What You Need vs. What You Get

As an owner of a power wash or window cleaning business you have your hands full running your business.  You’re required to manage schedules, get new customers, handle payroll, taxes, legal issues and last but not least…find the right business … Read More....

Why Continuous Insurance Coverage is Important

Do you know why continuous insurance coverage is important? Even during your “off season” and periods of inactivity, canceling your policy could cost you more than you think. Don’t wind up paying out of pocket or paying more than you … Read More....

Understanding Additional Insured Endorsements

When a client requests to be named as an Additional Insured on your insurance policy, do you understand what they are asking for?  Does the endorsement do what you think it does? This article will help explain the Additional Insured … Read More....

Understanding Product and Completed Operations Coverage

Products and Completed Operations coverage gives a contractor coverage for bodily injury or property damage that is a direct result from their product or their completed work.

Contractors providing power washing, roof or window cleaning services should understand Completed Operations … Read More....

Understanding the Impact of a Premium Audit

What is a Premium Audit?

An insurance premium audit is a provision in most business insurance contracts.  The purpose of the audit is to obtain the exact exposures and compare them to what was estimated by you.  The exposures will … Read More....

Do You Need Garage Keeper’s Insurance?

Does your business do fleet or vehicle washing? If so, it might be time to consider garage keeper’s insurance. Garage keeper’s coverage provides protection for damage to customer’s vehicles due to the insured’s legal liability.

What Does Garage Keeper’s Insurance

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Understanding the Importance of Care, Custody and Control Coverage

Many contractors fall under the broad definition of Artisan contractors.  Plumbers, painters, electricians, power washers, roof, gutter and glass cleaners are a few examples.  And their exposures are similar.  Artisan contractors do work at customer’s premises.  Some or all of … Read More....