Reverse Graffiti: Power Wash Advertising

Reverse Graffiti is the process of cleaning specific areas of dirty pavements or walls which creates art or advertising through the contrast of clean and dirty sections. For repeatable and commercial reverse graffiti, typically, a stencil is produced in metal … Read More....

What Affects Your Premium Rate?

The main reasons rates increase

There are a number of factors that go into determining your insurance premium. Due to this, there are various reasons your premium rate might increase. A few of the more common reasons your premium can

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What Do You Wash? Power Washing Possibilities

Just look around you! In the power wash world there is so much you can be washing. Just the satisfaction of the before and after is worth it all. When I ask a new power washer what they will be … Read More....

Claims Reported in September

At Joseph D. Walters, there are claims reported every day that you might never think of, until they happen to you. We want to make all professional washers aware of these types of claims to help them avoid the same … Read More....

Why Continuous Insurance Coverage is Important

Do you know why continuous insurance coverage is important? Even during your “off season” and periods of inactivity, canceling your policy could cost you more than you think. Don’t wind up paying out of pocket or paying more than you … Read More....

Overspray: A Power Washing Nightmare

You name it and I am pretty sure we have seen it.  Unfortunately, overspray happens, and it happens a lot; even when you take the best precautions and think you have crossed every “t” and dotted every “i” in containment.  … Read More....

Insurance Claims Reported in August 2017

For several months, we have been publishing the types of insurance claims that we handle each month at Joseph D. Walters, to help bring awareness to the dangers contractors in the mobile cleaning profession face. We hope by knowing the … Read More....

Pollution Exclusion Commercial Auto Policies

The auto liability section of the standard commercial auto policy contains broad pollution exclusion. The pollution exclusion applies to bodily injury or property damage that arises out of the discharge, release or escape of pollutants. It consists of the following:… Read More....

Understanding the Impact of a Premium Audit

What is a Premium Audit?

An insurance premium audit is a provision in most business insurance contracts.  The purpose of the audit is to obtain the exact exposures and compare them to what was estimated by you.  The exposures will … Read More....

Do You Need Garage Keeper’s Insurance?

Does your business do fleet or vehicle washing? If so, it might be time to consider garage keeper’s insurance. Garage keeper’s coverage provides protection for damage to customer’s vehicles due to the insured’s legal liability.

What Does Garage Keeper’s Insurance

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