Winter Storage: How to Protect Your Power Washer

If your business operates in the north, you are likely nearing your off season as temperatures begin to drop. With that comes putting your power washer in winter storage, but it’s important to properly prepare it first. Here are a … Read More....

Off Season: What Coverages You Should Carry When You Aren’t Working

During the off season of the winter, you have the perfect opportunity to review all aspects of your business. This season provides time to pay attention to some details that you don’t have time for during spring and summer. A … Read More....

Claims Reported in September

At Joseph D. Walters, there are claims reported every day that you might never think of, until they happen to you. We want to make all professional washers aware of these types of claims to help them avoid the same … Read More....

Insurance: What You Need vs. What You Get

As an owner of a power wash or window cleaning business you have your hands full running your business.  You’re required to manage schedules, get new customers, handle payroll, taxes, legal issues and last but not least…find the right business … Read More....

Why Continuous Insurance Coverage is Important

Do you know why continuous insurance coverage is important? Even during your “off season” and periods of inactivity, canceling your policy could cost you more than you think. Don’t wind up paying out of pocket or paying more than you … Read More....

Overspray: A Power Washing Nightmare

You name it and I am pretty sure we have seen it.  Unfortunately, overspray happens, and it happens a lot; even when you take the best precautions and think you have crossed every “t” and dotted every “i” in containment.  … Read More....

Understanding Additional Insured Endorsements

When a client requests to be named as an Additional Insured on your insurance policy, do you understand what they are asking for?  Does the endorsement do what you think it does? This article will help explain the Additional Insured … Read More....

Understanding Product and Completed Operations Coverage

Products and Completed Operations coverage gives a contractor coverage for bodily injury or property damage that is a direct result from their product or their completed work.

Contractors providing power washing, roof or window cleaning services should understand Completed Operations … Read More....

Understanding the Impact of a Premium Audit

What is a Premium Audit?

An insurance premium audit is a provision in most business insurance contracts.  The purpose of the audit is to obtain the exact exposures and compare them to what was estimated by you.  The exposures will … Read More....

Why Do You Need Insurance Coverage In the Off Season?

A lot of power washers and window cleaners consider themselves “seasonal workers” because they live in an area where they cannot work in the winter months. These contractors want to cancel their policies in the winter, when they are off. … Read More....