Overspray: A Power Washing Nightmare

You name it and I am pretty sure we have seen it.  Unfortunately, overspray happens, and it happens a lot; even when you take the best precautions and think you have crossed every “t” and dotted every “i” in containment.  … Read More....

Understanding Additional Insured Endorsements

When a client requests to be named as an Additional Insured on your insurance policy, do you understand what they are asking for?  Does the endorsement do what you think it does? This article will help explain the Additional Insured … Read More....

Understanding Product and Completed Operations Coverage

Products and Completed Operations coverage gives a contractor coverage for bodily injury or property damage that is a direct result from their product or their completed work.

Contractors providing power washing, roof or window cleaning services should understand Completed Operations … Read More....

Understanding the Impact of a Premium Audit

What is a Premium Audit?

An insurance premium audit is a provision in most business insurance contracts.  The purpose of the audit is to obtain the exact exposures and compare them to what was estimated by you.  The exposures will … Read More....

Why Do You Need Insurance Coverage In the Off Season?

A lot of power washers and window cleaners consider themselves “seasonal workers” because they live in an area where they cannot work in the winter months. These contractors want to cancel their policies in the winter, when they are off. … Read More....

How To Advertise your Pressure Washing Business

You may not have the cash to spend in the early stages of your startup business, but that does not mean that there are not effective ways to get your company’s name out there. Here are some simple ways to … Read More....

Best Practices & Tips for Avoiding Financial Disasters

Gentlemen (and ladies), start your powerwashers! Right now is the perfect time to implement some better business practices to help your company avoid some common financial pitfalls.

Previously we talked about what happens if your have a claim, but even … Read More....

Understanding the Importance of Care, Custody and Control Coverage

Many contractors fall under the broad definition of Artisan contractors.  Plumbers, painters, electricians, power washers, roof, gutter and glass cleaners are a few examples.  And their exposures are similar.  Artisan contractors do work at customer’s premises.  Some or all of … Read More....