Utah Pressure Washing & Window Washing Insurance
Since our inception in 1978, Joseph D. Walters Insurance has specialized in insurance for mobile cleaning contractors. We provide window washing and pressure washing insurance in Utah and 46 other states. Our policies, which are underwritten by Liberty Mutual Insurance, have been custom-built specifically for the insurance needs of power washers, window washers, deck, roof, and gutter cleaners in Salt Lake City, West Valley City, Provo, West Jordan, Sandy Hills, Orem, and throughout the entire Beehive State.
Don’t Choose Just Any Insurance Agent, Choose One That Knows Your Industry
For nearly four decades, Joseph D. Walters Insurance has almost exclusively insured pressure wash contractors and mobile cleaning services. Our familiarity with the industry is unparalleled. This, along with our commitment to high-quality customer service and protecting the best interests of our clients, is why we’ve excelled at relationship and trust building. We aren’t just selling a line of insurance. We make sure each and every one of our clients is properly insured and serviced the entire time they’re with our agency. We back this up with a 100% Satisfaction Guarantee on every policy we write.
Worry-Free Insurance for Pressure Washers and Window Washers in Utah
Being insured is useless if you aren’t carrying the right type of general liability coverage. Too many power and window wash contractors are not insured properly. The potential incidental damage associated with power washing can be costly. The added potential for exclusions to deny coverage is a very critical concern that impacts many mobile cleaning contractors in this industry. That’s why it is critical to work with an agent that fully understands your industry and knows the coverage that you need.
Here’s how the exclusive coverage offered by Joseph D. Walters Insurance prevents this type of thing from occurring; providing our customers with some much needed peace of mind that their insurance will work for them if ever called upon, not against them:
Better Liability Protection with Limits from $1,000,000 to $5,000,000
That fact is many mobile cleaning contractors are paying almost as much for inferior coverage as they’d pay for increased liability protection, broader coverages, and better customer and claims support. The right liability protection can be a life saver in this industry and there’s no reason why you shouldn’t price out the premium difference between a policy that covers you for up to $1,000,000 per incident and one covering you for $5,000,000.
Care Custody & Control – Faulty Workmanship Coverage
Most general business liability policies exclude coverage for property damage to what you are working on due to an accident or faulty workmanship. For instance, let’s say an employee of yours is power washing the expensive floor of a customer’s building. Without warning, the head of the power washing machine flies off. The spray tip is driven right through the floor resulting in some high dollar property damage to the customer’s property.
Without this vital Care Custody & Control coverage, your insurer would deny coverage due to the care, custody, and control exclusion in most general business liability insurance policies. At Joseph D. Walters Insurance, we cost-effectively include this coverage in your policy. You don’t have to ask about it or rely on another insurance agent voluntarily telling you it’s an option. It’s just there to optimize your protection.
Blanket Waiver of Subrogation
Commercial property owners don’t want any hired contractor or service to sue them for a loss occurring at their property. They generally want it stated in the contract that the contractor waives his or her right to pursue financial compensation for any loss occurring at their property.
Blanket Additional Insured
Many times a contractor will be on the verge of dotting the I’s and crossing the T’s for a new bid that’s been accepted only to be thrown a curveball when the customer demands they be named as an additional insured on the insurance policy. This process typically comes with an additional cost and can take days to complete. This may or may not allow a competitor to sweep in and take your deal. Our Blanket Additional Insured coverage gives any contractor working with us a competitive edge in their market by processing such a request faster. This means little time is lost and you can close the deal sooner rather than later.
Get a Quote on Utah Pressure Washing or Window Washing Insurance
We’d be more than happy to discuss the above coverages with you as well as additional optional coverages available like Garagekeepers Insurance, Broad Inland Marine Equipment Coverage, Employee Dishonesty Bonds, or a bundled Umbrella policy to maximize savings. Call us today at 1-800-878-3808 or fill at the form on this page for a consultation and no obligation quote.