#1 Pressure Washing Insurance Agency in the USA

For 35+ years, we have covered over 4,000 clients with industry-specific insurance coverage.

Pressure Washing InsuranceGet a Fast Quote

Insurance Solutions

Joseph D. Walters is America’s top choice for exclusive pressure washing insurance. We also specialize in window cleaners insurance and general business insurance with coverage specifically designed for the industry.

Pressure Washing

Window Cleaners

Business Insurance

Exclusive Pricing

We understand the industry and your business’ needs, which is why we not only offer optional installment plans, but also guaranteed pricing for the entire term of your policy.

Quick Coverage

We know time is money when it comes to your business. That’s why we offer fast quotes and fast certificates of insurance so you can have the coverage you need, when you need it.

Nationwide Service

We don’t just serve clients throughout the US. We also represent the top AAA+ insurance carriers in the industry and offer nationwide claims service to ensure you have the right protection.

About Joseph D. Walters

Since 1978, we’ve been a full-service independent insurance agency serving pressure washing businesses specifically. Our agency has since grown to serve the entire continental United States, and we have a strong background in industry-specific coverage, primarily pressure washing insurance and window cleaners insurance.

In fact, we’ve partnered with some of the top AAA+ insurance carriers to offer a pressure washing insurance program designed for the needs of the industry. We now serve over 4,000 businesses across the US with our exclusive insurance, and our team is committed to protecting your business, your employees and your bottom line.

About Our AgencyInsurance Quote

Awesome insurance company. They are fast to process all the needs of my company. They are prompt to send certificates to all the customers that need to be added. Best experience with an insurance company in all my life! Thank you, Joseph D. Walters and all the staff!

Aaron's Hydro Grime Cleaning Service, LLC

We have worked with Joseph D. Walters for years now. It is truly difficult to find another insurance company that covers the pressure washing industry business and the various services we provide.

Sacha CleavlandHogwash Cleaning Solutions
Where We Serve You
Coverage You Can Count On, Nationwide

Licensed nationwide, we are proud to serve pressure washing and window washing businesses throughout the continental United States.

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We are proud members of Insurance Agents & Brokers.

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There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.

Business Insurance
Commercial General Liability Coverage
Risk Factor

As a contractor, your business may be susceptible to many risks, such as claims due to bodily injury, property damage, personal injury, and more. And, if you hire other contractors to perform work on your behalf, you can be held responsible for any damage they cause on the job.


Commercial general liability insurance is an absolute necessity for every contractor. This type of protection provides broad coverage for premises, operations, products, and claims to third parties or property when you are deemed responsible and liable. It will also pay to defend any covered lawsuit or action regardless of its merit.

Commercial Property Coverage
Risk Factor

When a fire, theft, or another type of disaster strikes, your commercial property and everything within it can suffer a significant loss. This can have a detrimental effect on your business.


Commercial property insurance can help protect the property your business owns and leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.

Contractors' Equipment Coverage
Risk Factor

You’re constantly moving your tools from one job site to another, exposing your contractor business to potential loss due to damage or theft. And without your specialized tools and equipment, your job site may come to a screeching halt.


As a contractor, you need contractors' equipment insurance - a policy specially designed to protect your tools and equipment on the move. The policy will cover equipment for a variety of losses, including fire, explosion, vandalism, theft, collision with other equipment or objects and overturning. Unlike standard commercial property insurance policies, contractors' equipment insurance often covers losses caused by floods and earthquakes.

Builders Risk and Installation Insurance
Risk Factor

A building under construction is not covered under a standard building insurance policy or a home insurance policy since it is not a complete structure. As a contractor, you may be responsible for unique loss exposures related to buildings under construction such as the theft of building materials and high valued equipment such as generators and compressors.


Builders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.

Workers’ Compensation
Risk Factor

If one of your employees receives an injury or becomes ill due to a work-related occurrence, you are required by law to have the proper coverage in place.


Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.

Business Auto Insurance
Risk Factor

As a contractor, you have many exposures associated with your business vehicles–owned or leased. With a fleet of cars, trucks, vans, or other types of vehicles used in the course of business, a single accident can potentially put your contractor business in financial jeopardy.


Business auto insurance provides coverage for vehicles owned or leased by a contractor and provides coverage for bodily injury, property damage, and other exposures, and could include comprehensive and collision coverage as well.

Hold Harmless / Additional Insureds
Risk Factor

If you are performing as a contractor on a construction project where other contractors and vendors are involved, you could be held liable for any damages or injuries caused by the other contractors or vendors, leaving you with costly legal fees and settlement costs. Your business needs to be protected against the risk of some other company, vendor or subcontractor causing damage to people or property of your mutual customer.


Consider having a contract in place with each entity that includes a hold harmless agreement in your favor. A hold harmless agreement provides that the entity will hold you harmless for any injuries or damage caused by their negligence. In addition, the contract should require that the entity list you as an additional insured on their policy. This may provide you with coverage under their policy for injuries or damage they cause if you are named in a lawsuit.

Commercial Umbrella / Excess Insurance
Risk Factor

Losses and lawsuits are quite common in the construction business, and settlements can be substantial. If your business is found to be responsible for damage or injury on the job site, you could be facing a large liability loss that exceeds the basic limits of your standard policy.


You should consider purchasing a commercial umbrella insurance policy which provides higher limits, typically between $2,000,000 and $10,000,000, and often broadened coverages. Coverage is extended over various policies, including general liability insurance, business auto, and directors and officers liability insurance.

Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.